Website Privacy Statement
Types of Information Collected
First National Bank of Southern California may collect information about you and your use of our Site whenever you visit this Site.
For instance, we may collect various forms of information such as entry and exit points for our Site (i.e., referring URLs or domains), site traffic statistics, operating system and browser type (collectively "Traffic Data"). Traffic Data is anonymous information that does not personally identify you but is helpful for marketing purposes or for improving your experience on the Site.
In addition, when users request pages on our Site, our servers automatically log your IP addresses. An IP address is a number that is automatically assigned to your computer whenever you are using the Internet.
First National Bank of Southern California may store some information on your computer in the form of a "cookie" or similar file to help us maintain and improve this Site in many ways. A "cookie" is a small amount of data that is transferred to your browser by a Web Server and can only be read by the server that gave it to you. It functions as your identification card, recording such things as Internet addresses, passwords, and preferences. It cannot be executed as code or deliver viruses. With most Internet browsers, you can erase "cookies" from your computer hard drive, block all "cookies," or receive a warning before a "cookie" is stored. Please refer to your browser instructions to learn more about these functions.
Personal Information Collected
If you communicate with us by e-mail, complete online forms, or register to use our Online Banking services, First National Bank of Southern California may request and acquire certain personal information from you such as your name, mailing and e-mail address, zip code, birth date, social security or tax identification number, drivers license number, assets, liabilities, income, account balance, loan repayment history, credit card usage, credit history, and employment history ("Personal Information").
Uses of Information Collected
First National Bank of Southern California may use your Personal Information to administer and protect your Account from unauthorized access or identity theft and to process your requests such as loan applications, purchases, and ATM withdrawals. We also may use your Personal Information to better understand your financial and business needs to provide more personalized and efficient services to you. First National Bank of Southern California may send you information about our services from time to time, or to contact you when necessary. We use your Personal Information to customize and tailor your experience on the Site; displaying content that we think you might be interested in and according to your preferences.
Sharing of Personal Information
First National Bank of Southern California will not monitor, edit, disclose, or sell any Personal Information about you with non-affiliated third parties, unless First National Bank of Southern California has a good faith belief that such action is necessary to:
In order to serve your needs, First National Bank of Southern California may provide Personal Information to:
You acknowledge that you have no expectation of privacy with respect to the Internet generally.
User Choice Regarding Collection, Use and Distribution of Personal Information
Other Limits to Your Privacy
The Site contains links to other web sites. We are not responsible for the privacy practices or the content of such web sites. We have no control over its use and you should exercise caution when deciding to disclose any Personal Information on these web sites.